Pension Review

Pension Review & Retirement Planning in Longfield

We support clients in Longfield, New Barn, Hartley and the surrounding DA3 area who want more clarity on their pensions and future retirement income.

Why Book a Pension Review?

  • Old pensions: You have older workplace pensions you’ve not looked at in years.
  • Changing plans: You’re thinking about retiring earlier, later or reducing hours.
  • Family considerations: You want to understand what provision there is for your partner or dependants.
  • Peace of mind: You simply want to know where you stand.

What’s Typically Reviewed?

  • Current pension values and projected income.
  • Investment approach and how much risk you’re taking.
  • Charges and fees and how they impact long-term outcomes.
  • Whether consolidation could simplify things or whether existing plans should be retained.
  • Options for taking tax-free cash and income in retirement.

Our Role

We do not give regulated pension advice. Our role is to:
  • Help you summarise your current pensions and objectives.
  • Introduce you to an FCA-authorised pension adviser who can give personalised recommendations.
  • Support you in considering how pension planning links with your mortgage and property decisions.

Review Process

  1. Initial discussion: Understand your pensions and goals.
  2. Fact-finding: Adviser gathers detailed information from providers.
  3. Analysis: Review of risk, charges and projected outcomes.
  4. Advice: Recommendations on any changes, if appropriate.
  5. Implementation: Put agreed steps into place.

Risks & Important Notes

  • Pension values can go down as well as up.
  • Consolidation or transfers may mean giving up guarantees.
  • Defined benefit transfers need specialist regulated advice and will not be suitable for everyone.

Useful Links

Remortgages · Buy-to-Let · First-Time Buyers · Contact Us

Pension Review FAQs — Longfield

Can I combine all my pensions into one?

Sometimes yes, sometimes no. A regulated adviser will look at whether this is in your best interests.

Do I need to increase my contributions?

Only a regulated adviser can assess this based on your circumstances. A review can highlight any gap between your current track and your goals.

Ready to Start?

If you’re in Longfield or nearby and want a clearer view of your retirement plans, get in touch and we’ll arrange an introduction to a pension specialist.

🧮 Mortgage Calculator for Longfield Buyers and Homeowners

Using a mortgage calculator is a smart way to understand your potential monthly payments before making any big decisions. Whether you’re buying your first home or looking to remortgage, it’s a quick and simple way to plan ahead.

Our calculator is designed to give you a clear idea of what your repayments could look like based on your loan amount, term, and interest rate — helping you make informed choices early on.

Ready to get started?
Visit our Mortgage Calculator page now and take the first step in your home buying or remortgaging journey.

Contact Us Today - 01277 548 043

Please feel free to complete our form and one of our friendly team will happily contact you.


Thank you James for your efficient dealing of our remortgage. The regular communication and easy to follow steps of what you needed or what was outstanding, really helped me, as I had 4 mortgages happening at the same time.
Phil West
James worked tirelessly to get us over the line with a complicated commercial BTL mortgage. Highly recommend.
Paul H
They worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again!
Luke Silk
Excellent experience when financing a buy to let auction property through James and the team were excellent to deal with and guided us through the whole process with no stress what so ever! Beths knowledge and professionalism is second to none!
Cath Jones

Mortgage Broker Longfield is an introducer service. We are not authorised or regulated by the Financial Conduct Authority and do not provide mortgage advice directly. All enquiries are handled by qualified, FCA-regulated mortgage advisers who offer tailored advice based on your individual needs.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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NEXGEN Financial Services Limited (Company registration number: TBC) 

Mortgage Broker Longfield

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