Protection Services

Protection & Life Insurance in Longfield

Protecting households in Longfield, New Barn, Hartley and DA3. Most families in DA3 rely on a few core incomes to cover mortgages, utilities and day-to-day living costs. Protection ensures that, if something serious happens, your home and family have a financial safety net. We help clients across Longfield, Hartley and New Barn understand their options and—where product advice is needed—introduce you to FCA-authorised protection specialists.

Protection Options

Life Insurance

Designed to pay a lump sum if you die during the policy term, often linked to your outstanding mortgage.

Critical Illness Cover

Offers a lump sum if you’re diagnosed with a specified critical illness, helping you focus on recovery, not finances.

Income Protection

Replaces a portion of your income if you are unable to work due to illness or injury over the longer term.

Family Income Benefit

Instead of a lump sum, this can provide an ongoing monthly income to your family if you die during the term.

Why DA3 Residents Choose Protection

  • Mortgage and family costs that would be difficult to cover on one income.
  • Self-employed and small-business owners with no sick pay safety net.
  • Desire to protect children and dependants from financial stress.

How We Help

  1. Review: Look at your mortgage, commitments and any existing cover.
  2. Explain: Talk through the main types of protection in straightforward language.
  3. Introduce: Connect you with FCA-authorised advisers for regulated product advice and quotes.

FAQs – Longfield Protection

Is protection expensive?

It can be surprisingly affordable, especially if arranged while you’re younger and in good health. A regulated adviser can give accurate quotes.

Can I adjust cover later?

Many policies allow changes, but terms vary—something a specialist can explain before you commit.

Review Your Cover

If you’re arranging a mortgage or remortgage in Longfield or DA3, get in touch to discuss protection with a regulated adviser.

🧮 Mortgage Calculator for Longfield Buyers and Homeowners

Using a mortgage calculator is a smart way to understand your potential monthly payments before making any big decisions. Whether you’re buying your first home or looking to remortgage, it’s a quick and simple way to plan ahead.

Our calculator is designed to give you a clear idea of what your repayments could look like based on your loan amount, term, and interest rate — helping you make informed choices early on.

Ready to get started?
Visit our Mortgage Calculator page now and take the first step in your home buying or remortgaging journey.

Contact Us Today - 01277 548 043

Please feel free to complete our form and one of our friendly team will happily contact you.


Thank you James for your efficient dealing of our remortgage. The regular communication and easy to follow steps of what you needed or what was outstanding, really helped me, as I had 4 mortgages happening at the same time.
Phil West
James worked tirelessly to get us over the line with a complicated commercial BTL mortgage. Highly recommend.
Paul H
They worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again!
Luke Silk
Excellent experience when financing a buy to let auction property through James and the team were excellent to deal with and guided us through the whole process with no stress what so ever! Beths knowledge and professionalism is second to none!
Cath Jones

Mortgage Broker Longfield is an introducer service. We are not authorised or regulated by the Financial Conduct Authority and do not provide mortgage advice directly. All enquiries are handled by qualified, FCA-regulated mortgage advisers who offer tailored advice based on your individual needs.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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NEXGEN Financial Services Limited (Company registration number: TBC) 

Mortgage Broker Longfield

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